Little Pesa Ltd is a non-deposit-taking Microfinance. It was formed in 2018 after taking necessary NOC from the Central Bank of Kenya. The company started lending in January 2019. Initially, we were extending only Short-Term loan limits to salaried persons. Now, the company has three product offerings:-
Borrowers can buy products from select retail shops up to Ksh 300,000 and the same can be repaid in monthly instalments spread over 3-12 months. The rate of interest is 5% p.m. for 3 months, 4.5% p.m. for 6 months, 4% p.m. for 9 months and 3.5 % p.m. for 12 months.
Borrowers can avail loans for 7 days, 15 days, 30 days & 62 Days up to Ksh 300,000. The rate of interest is 4%,6% , 8% & 18% for 7 days, 15 days, 30 days & 62 days respectively. If a borrower is unable to repay the loan within the stipulated period, the loan is automatically rolled over for another 7 days, 15 days or 30 days as the case may be at 2% over the original rate of interest.
Borrowers can avail higher limits of Ksh 300,000 and the repayment is spread over 3-12 months. Competitive Interest Rates of 6% p.m. for 3 months, 5.5% p.m. for 6 months, 5% p.m. for 9 months and 4.5% p.m. for 12 months
To be a Microfinance of Choice in Kenya.
To enable people to satisfy emergency financial requirements and achieve financial stability at most competitive interest rates
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Chairman
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Managing Director
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