Convenient, Reliable, and Transparent Mobile Loan App in Kenya

Little Pesa offers hassle free mobile loans via
M-PESA at most competitive interest rates.

Little Pesa Products

Short Term Loans

We provide Short-Term loans up to Ksh 200,000 at most competitive interest rates.

Product Financing

Buy today and Lipa Pole Pole in 3-12 monthly equated instalments. Loans available up to Ksh 300,000.


Achieve Financial Stability with Flexipay. Loans up to Ksh 300,000 -Lipa Pole Pole over 3-12 months at rates as low as 4.5% p.m.

How it Works

Little Pesa Offers Instant, Paperless & Cashless Loans

Download Little Pesa App

Get Little Pesa Mobile App on Google Play Store/App Store

Sign Up

Fill out a simple KYC form and submit for a quick review.


On approval, you'll get an SMS from Little Pesa specifying your approved limit. In case of rejection, you'll also be advised.

Loan Disbursal

Tap 'Apply Loan' on your App and the funds are disbursed instantly to your M-PESA account.


Your Privacy

Data Security

We encrypt all our customer data to keep it secure and private.

Respect and Ethics Driven

We are bound by our terms and conditions. We do not condone unethical data collection activities including debt shaming.

Read what our customers say about Little Pesa

My experience with Little Pesa is excellent. The App is very fast and user friendly. It is also very transparent and does not have any processing fees and hidden costs. Further, the App is available in all countries where M- PESA is available. So you are sorted out with Little Pesa!

Brian Micheni

Brian Micheni

Little Pesa Client

I am really impressed with Little Pesa App. You are able to take sizeable short term loans as and when you need it. The rates of interest are very low when I compare it with other competitors. The Flexipay product is really great wherein you are able to take even up to Ksh 300,000 and the repayment is spread over 3-12 months.

Anthony Nyutu

Anthony Nyutu

Little Pesa Client

Fantastic & lifesaving especially when cornered maybe by a sickness or any emergency. Little Pesa is a God-sent savior. The rates are reasonable. God bless Little Pesa!!!!!

Grace Karanja

Grace Karanja

Little Pesa Client

We help you achieve Financial Stability